Infomation to be Provided with Loan Application

Copies of Bids/quotes, sales agreements etc. supporting project


Business Financial Information Operating Company,

Real Estate holdings


3 years of Balance sheets, income

and Cash Flow Statements or Tax Returns


Debt Schedule


Personal Financial Statements and 3 years tax returns


Matching funds source including confirmation Letter/Approval/Commitment


Start-up Businesses

A business plan will be required. One can

be obtained for free through the Small Business

Development Center (SBDC). The plan should be

based o market conditions where the business will

be located and include a 3-year pro format balance

sheets and cash flow statements with supporting




Loan amounts are up to $150,000.


Loans are usually for manufacturing


funds can be used for business start-up,

buildings, additions, new and used equipment

including upgrades.


Rates are below market, call for our current rates!


Loan Terms


1% origination fee


For Equipment: Up to 7 years depending on

the amount of the loan and payment


For Real Estate: Up to 10 years depending on

the loan amount and payment


The maximum term is 10 years unless an

exception is granted.